Quick Answer: Does In-N-Out Accept Apple Pay?

Yes, In-N-Out accepts Apple Pay at all locations, including drive-thrus. Plus, if you use an Apple Card, you'll earn 2% cash back on every purchase.

Payment Options at In-N-Out: A Complete Breakdown

When ordering at In-N-Out, you have several payment choices:

Digital Payments:

• Apple Pay

• Google Pay

Credit/Debit Cards:

• Visa

• MasterCard

• American Express

• Discover

Other Payment Methods:

• Cash

• In-N-Out gift cards

• Prepaid cards

Pro tip: While all these options work, I've found Apple Pay to be the fastest - especially during busy lunch rushes. A quick double-click and face scan, and you're done before the person behind you can decide between Animal Style or regular fries.

Step-by-Step: Using Apple Pay at In-N-Out

iPhone Users

1. When you're ready to pay:

   • Double-click the side button

   • Look at your phone for Face ID (or use Touch ID/passcode)

   • Hold your phone near the payment reader

   • Wait for the checkmark and haptic feedback

I learned the hard way - don't hold your phone too far from the reader. About 2-3 inches away works best.

Apple Watch Payment Process

1. At checkout:

   • Double-tap the side button

   • Enter your passcode if prompted

   • Hold your watch face-down to the reader

   • Wait for the gentle tap confirming payment

Watch tip: If you wear your watch on your right wrist, you might need to twist your arm a bit to reach the reader. I usually take my order in my left hand to make this easier.

iPad Users

While less common, you can use your iPad too:

1. Look for the Apple Pay button

2. Authenticate with Touch ID/passcode

3. Hold your iPad near the reader

Making the Most of Apple Pay at In-N-Out

Cash Back Benefits

If you're using an Apple Card through Apple Pay:

• Earn 2% back on every purchase

• Cash back appears daily in your Apple Cash account

• No minimum redemption amount

Personal example: I earned back enough for a free burger after about two months of regular visits (twice weekly lunch runs).

Security Features

When you pay with Apple Pay at In-N-Out:

• Your card number stays hidden

• Each transaction uses a unique code

• No card data is stored by the restaurant

• Face ID/Touch ID adds an extra security layer

Common Issues and Quick Fixes

If your payment isn't going through:

1. Check if your default card is current

2. Make sure you're close enough to the reader

3. Try repositioning your device

4. If all else fails, remove and re-add your card in Wallet

Pro Tips from a Regular Customer

After countless visits to In-N-Out using Apple Pay, here's what I've learned:

1. Have a backup payment method ready during extremely busy times - though I've never had Apple Pay fail, it's better to be prepared

2. Set up Express Transit cards separately so you don't accidentally trigger them instead of your In-N-Out payment

3. If you're in the drive-thru, mention you're using Apple Pay when ordering - some locations will have you pay at the window instead of at the order point

Frequently Asked Questions

Can I use Apple Pay in the drive-thru?

Yes, every In-N-Out drive-thru accepts Apple Pay.

Does using Apple Pay slow down the line?

No, it's actually faster than chip cards or cash.

What if my phone dies while I'm in line?

In-N-Out accepts all major credit cards and cash as backup options.

Final Thoughts

Apple Pay at In-N-Out represents the perfect blend of old-school quality and modern convenience. The system works seamlessly at every location I've visited, from California to Texas. For regular customers, combining Apple Pay with an Apple Card makes sense - those cash back rewards add up quickly when you're as addicted to Double-Doubles as I am.

Remember to keep your device charged and your Wallet app updated, and you'll never have to worry about forgetting your physical wallet again when that In-N-Out craving hits.