The Quick Answer: Yes, Subway Accepts Apple Pay

After hundreds of Subway orders, I can confirm that every US Subway location accepts Apple Pay, both in-store and at drive-thrus.

The process is quick and painless, but there are some details you should know to make your experience smoother.

How to Use Apple Pay at Subway

Using Apple Pay at Subway is straightforward, but there are a few tricks I've learned to make it even faster.

When you're ready to pay, simply wake up your iPhone, Apple Watch, or iPad.

The payment terminal is usually right at the register, and you'll see the familiar contactless payment symbol (it looks like a sideways WiFi signal).

What many people don't realize is that you can prepare your Apple Pay before reaching the terminal.

Double-click your iPhone's side button while the cashier is still wrapping your sandwich - this saves those precious few seconds when there's a line behind you.

The Subway App + Apple Pay Secret

Here's something most people miss: you can link Apple Pay directly to the Subway app.

This combination is a game-changer because it lets you:

1. Order ahead and skip the line

2. Earn MyWay Rewards points automatically

3. Pay seamlessly without touching your wallet

I've saved countless lunch hours by ordering through the app while still at my desk, paying with Apple Pay, and walking straight to the pickup counter.

Drive-Thru Tips That Actually Work

From my experience using Apple Pay at Subway drive-thrus, here's what you need to know: The card reader extends out to your car window, just like at other restaurants.

But unlike some places, Subway's readers are consistently reliable with Apple Pay - I've never had a failed transaction.

Payment Methods Compared

While Subway accepts numerous payment options, here's how Apple Pay stacks up against others based on my experience:

Apple Pay

• Fastest checkout

• Most secure

• Works with rewards program

Traditional Cards

• Reliable backup

• Widely accepted

• Slower than Apple Pay

Subway App

• Best for ordering ahead

• Combines with Apple Pay

• Earns extra rewards

Pro Tips From a Regular Customer

After countless Subway visits, I've discovered a few tricks:

1. Save your favorite orders in the Subway app with Apple Pay preset

2. Use Express Transit mode if your local Subway is in a transit location

3. Keep your phone's NFC reader clear of metal cases

When Things Go Wrong

Sometimes technology hiccups. If your Apple Pay isn't working at Subway, try these fixes that have worked for me:

First, ensure your iPhone is awake and your default card is selected. If that doesn't work, restart your phone's NFC by toggling airplane mode. As a last resort, Subway's card readers all accept traditional cards as backup.

Looking Ahead

Subway continues to improve its digital payment experience.

They're rolling out new self-service kiosks that work seamlessly with Apple Pay, and the app is regularly updated with new features.

I've noticed they're focusing more on contactless payments, making Apple Pay an increasingly convenient option.