Can You Add Paypal To Apple Pay – How To Link Paypal To Your Apple ID?

Can You Add Paypal To Apple Pay – How To Link Paypal To Your Apple ID?

Can You Add Paypal To Apple Pay – How To Link Paypal To Your Apple ID?

Want to use your PayPal balance to buy apps or music on your iPhone? While you can't add PayPal to Apple Pay (I tried every possible workaround), you can link it to your Apple ID. I've been using this setup for the past few years to manage my app subscriptions and iTunes purchases, and I'll share everything I've learned.

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Nov 14, 2024

Understanding PayPal and Apple's Ecosystem

Before diving into the setup process, let's clear up some common confusion:

What's Possible:

  • Using PayPal to buy apps from the App Store

  • Purchasing music on iTunes

  • Paying for Apple TV+ and other Apple subscriptions

  • Managing recurring payments for apps

What's Not Possible:

  • Adding PayPal to Apple Pay

  • Using PayPal for in-store purchases via Apple devices

  • Sending money through iMessage using PayPal

Setting Up PayPal with Your Apple ID

I've set this up on multiple devices, and here's the clearest way to do it on each:

iPhone or iPad Setup

  1. Open your Settings app

  2. Tap your name at the top

  3. Select "Media & Purchases"

  4. Tap "View Account"

  5. Choose "Payment Methods"

  6. Select "Add Payment Method"

  7. Choose PayPal

  8. Log in to your PayPal account

Pro tip: If you don't see PayPal as an option, try updating your iOS first. I discovered this the hard way after spending an hour troubleshooting.

Mac Setup Through iTunes

  1. Open iTunes

  2. Click "Account" in the menu bar

  3. Select "View My Account"

  4. Enter your Apple ID password

  5. Click "Edit" next to Payment Method

  6. Choose PayPal

  7. Complete PayPal login

Time-saving tip: Make sure you're using the latest version of iTunes. Older versions might not show PayPal as a payment option.

Web Browser Setup

  1. Visit appleid.apple.com

  2. Sign in to your account

  3. Scroll to "Payment Methods"

  4. Click "Edit"

  5. Select "Add Payment Method"

  6. Choose PayPal

  7. Complete the verification process

PC Setup

  1. Open iTunes

  2. Click "Account"

  3. Select "View My Account"

  4. Click "Edit" next to Payment Information

  5. Choose PayPal

  6. Follow the login prompts

Making the Most of Your PayPal Integration

After setting up PayPal with my Apple ID, here are some useful tips I've learned:

Managing Subscriptions

  • Check which subscriptions are billing through PayPal in Settings > [Your Name] > Subscriptions

  • Cancel any subscription at least 24 hours before renewal to avoid charges

  • Keep your PayPal balance topped up for automatic payments

Security Best Practices

  • Enable two-factor authentication on both PayPal and Apple ID

  • Regularly check your linked payment methods

  • Review transaction history monthly

  • Set up PayPal notifications for Apple purchases

Troubleshooting Common Issues

Based on my experience, here's how to fix the most frequent problems:

PayPal Option Not Showing:

  1. Check your region settings

  2. Update your device's operating system

  3. Verify PayPal account is in good standing

  4. Try logging out and back into your Apple ID

Payment Declined:

  1. Confirm PayPal balance or linked card is valid

  2. Check for any PayPal account restrictions

  3. Verify billing address matches

  4. Try removing and re-adding PayPal

Advanced Tips for Power Users

As someone who frequently uses this setup, here are some lesser-known tips:

  1. Family Sharing: If you're using Family Sharing, the PayPal account can be used for family purchases - just make sure to set spending limits

  2. Multiple Accounts: You can link the same PayPal account to different Apple IDs, but I recommend against it for easier purchase tracking

  3. Purchase History: Access your complete purchase history through Settings > [Your Name] > Media & Purchases > Purchase History to track PayPal charges

Important Limitations to Remember

While PayPal integration with Apple ID is useful, keep in mind:

  • It won't work for Apple Pay transactions

  • You can't use it for person-to-person payments in Messages

  • Some regions might have limited functionality

  • Certain Apple services might require a credit card on file

Looking Ahead

The relationship between PayPal and Apple's payment systems continues to evolve. While full Apple Pay integration isn't currently possible, the existing connection through Apple ID provides a solid alternative for digital purchases.

Final Tips from Daily Use

After years of using this setup, here's what I wish I'd known from the start:

  1. Keep a backup payment method on file

  2. Regularly check for system updates that might affect payment processing

  3. Save your PayPal transaction receipts - they're sometimes needed for app refunds

  4. Consider using PayPal Key (where available) for additional payment flexibility

Remember: While you can't use PayPal for physical Apple Pay purchases, this integration still offers a convenient way to manage your digital Apple purchases and subscriptions.

Michael Leander

Michael Leander

Michael Leander

Senior Marketing Consultant

Michael Leander is an experienced digital marketer and an online solopreneur.

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