As a frequent Target shopper who uses Apple Pay daily, I've learned the ins and outs of using this payment method at Target. Let me share my real experience to save you time at checkout.

The Quick Answer: Yes, Target Accepts Apple Pay

Target takes Apple Pay in all their physical stores.

I use it weekly for everything from quick grocery runs to major shopping trips. But there's more you should know to avoid payment hiccups.

How to Use Apple Pay at Target (That Actually Works)

Here's my tested method for smooth checkout:

1. Look for the contactless symbol at checkout (it looks like a sideways WiFi icon)

2. Wake up your iPhone or Apple Watch

3. Hold it near the reader (about 2 inches away works best)

4. Authenticate with Face ID or Touch ID

5. Wait for the checkmark and sound

Pro Tip: I've found that holding your phone flat against the reader often fails. A slight angle works better.

What To Do When Apple Pay Isn't Working at Target

I've run into every possible Apple Pay issue at Target. Here's what actually fixes them:

• Payment Declined: Usually means your default card needs updating in your Apple Wallet

• Terminal Not Responding: Ask the cashier to reset the reader (happens often)

• No Checkmark Sound: Double-check that you're using the right card in Apple Wallet

Target.com and Apple Pay: What You Need to Know

Here's the truth about using Apple Pay online at Target:

• Target's website doesn't accept Apple Pay

• But you can use your Apple Card like any credit card

• The Target app accepts Apple Pay for in-store pickup orders

Target RedCard + Apple Pay: The Real Story

You can't link your Target RedCard to Apple Pay. But here's my workaround:

1. Use Apple Pay for big purchases where you want purchase protection

2. Use RedCard when the 5% savings outweighs the convenience

All Target Payment Methods Ranked by Convenience

Based on my experience, here's what works best:

1. Fastest: Apple Pay/Digital Wallets

2. Best Value: Target RedCard (5% off)

3. Most Reliable: Credit/Debit Cards

4. Backup Options:

   • Cash

   • Gift cards

   • Checks (expect some wait time)

Money-Saving Tips When Using Apple Pay at Target

From my own shopping:

• Combine Apple Card's 2% cash back with Target Circle offers

• Save your Target Circle barcode in Apple Wallet

• Keep your RedCard info in your phone as backup

Common Questions I Get About Apple Pay at Target

Can I use Apple Pay in the Target app?

Yes, and it's actually smoother than in-store sometimes.

Will I still get Target Circle points?

Absolutely. Just scan your Target Circle barcode first.

What if I need to return something?

Returns with Apple Pay are automatic - just bring your device.

Need more Target payment tips? Drop a comment below - I'm happy to share more from my daily shopping experiences.